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Peer-to-peer lending, also known as P2P loans or crowdlending, is a financial practice where individuals borrow and lend money without a traditional financial institution as an intermediary. Peer Funding is a platform that facilitates this process. However, it's important to note that peer-to-peer lending involves risks such as default and lack of regulatory oversight, making it a potentially bad investment for some. Investors should proceed with caution.

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